Simple Habits That Can Keep You Safer

A few consistent habits make it much harder for scammers to succeed — no technical skill required.

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Pause Before Acting

Give yourself time to think before responding to unexpected calls, texts, or emails.

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Verify Independently

Contact the person or organization yourself using a number or website you already trust.

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Be Careful With Unexpected Links

Avoid clicking links in messages you weren't expecting, even if they look official.

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Protect Personal Information

Never share passwords, Social Security numbers, or bank details with unexpected callers.

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Be Suspicious of Unusual Payment Requests

Gift cards, cryptocurrency, and wire transfers are common scam payment methods.

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Never Give Unexpected Callers Remote Access

Legitimate companies won't ask to control your computer out of the blue.

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Talk to Someone You Trust

Sharing what happened with a family member or friend can help you see things clearly.

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Keep Devices Updated

Regular updates help close security gaps that scammers try to exploit.

The 10 Warning Signs of a Scam

Many different scams use the same tricks. Learning to spot these patterns helps you recognize a scam no matter how it arrives.

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1. Urgency

Example: "You must act right now or your account will be closed."

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2. Secrecy

Example: "Don't tell anyone about this call."

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3. Threats

Example: "You will be arrested if you don't pay immediately."

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4. Unexpected Money Request

Example: "Please send money right away for an emergency."

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5. Gift Cards

Example: "Pay this fine using gift cards from the store."

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6. Cryptocurrency

Example: "Transfer funds using Bitcoin to resolve this issue."

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7. Unexpected Links

Example: "Click this link right now to verify your package."

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8. Requests for Personal Information

Example: "Confirm your Social Security number to continue."

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9. Remote Computer Access

Example: "Let me connect to your computer to fix the problem."

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10. Too-Good-To-Be-True Promises

Example: "You've won a prize — just pay a small fee to claim it."

Scammers Don't Just Trick People — They Pressure Them.

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FEAR

"You'll be arrested."

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URGENCY

"Do this immediately."

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AUTHORITY

"I'm calling from the government."

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FAMILIARITY

"It's your grandson."

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REWARD

"You've won a prize."

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SECRECY

"Don't tell your family."

When you notice pressure, PAUSE.

Create a Family Safety Word

Families can choose a private word or phrase that only close family members know. If someone calls claiming to be a relative in an emergency, you can ask for the family safety word to help confirm who you're really talking to.

  • Choose something difficult for strangers to guess
  • Do not post it online or share it publicly
  • Make sure close family members know it
  • Change it if you believe someone else learned it

This website will never ask you to enter or save your family safety word — it's something you and your family keep to yourselves.